Block of Flats Public
Liability Insurance
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🏠 Home > 👷 Trade > 🏢 Block of Flats Insurance
Comprehensive Insurance
for Block of Flats Owners
Owning a block of flats means looking after shared areas, safety, and the building itself. Risks include escape of water, fire damage, storm damage, and injury claims in communal spaces like stairs and hallways. Block of flats insurance can help protect the building and your financial position after an insured event, depending on the cover you choose.
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Expert UK team
What is Block of Flats Insurance?
Block of flats insurance is usually a package of covers for multi-unit residential buildings. It often includes buildings cover and property owners liability, and may include loss of rent if flats cannot be lived in after an insured event. Depending on the insurer, you can also add options like communal area contents, legal expenses, accidental damage, or alternative accommodation cover.
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Why Choose Business
Compare for your
Block of Flats Insurance?
We compare quotes from a panel of UK insurers, so you can review options in one place. You can adjust limits, excess, and add-ons to suit the building, occupancy, and the level of rental income at risk. If you want help, our UK team can talk you through the differences before you choose.
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One quote form for property owners -
Quotes from a panel of UK insurers
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Compare options side by side
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Adjust limits and add-ons
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Quick quotes, buy when ready
Enhanced Coverage
01
Terrorism Insurance
May cover certain damage caused by acts of terrorism, depending on the policy.
02
Legal Expenses Insurance
Can help with some legal costs linked to tenancy or property disputes.
03
Alternative Accommodation Cover
May help with tenant relocation costs if flats become uninhabitable after an insured event.
04
Accidental Damage Cover
Can help with accidental damage to the building, depending on the terms you choose.
Building details and rebuild cost
Construction type, age, number of units, and the rebuild sum insured.
Location and security
Postcode risk, flood exposure, entry systems, fire safety measures, and site security.
Occupancy and use
Tenant type, empty periods, and any mixed use like shops on the ground floor.
Cover choices and claims history
Limits, excess, add-ons selected, and previous claims.
Blocks of flats carry shared risks across multiple homes. A leak from one flat can damage several units, and a fire can affect common areas as well as private flats. Slips on communal stairs or wet floors can also lead to liability claims. The right cover can help with repair costs, lost rent after an insured event, and claims where you are held responsible.
How to Get a Block of Flats Insurance Quote
Protecting your block of flats is quick and easy with Business Compare. Simply fill in our online form with some basic details about your property, and we’ll provide you with a range of competitive quotes from leading UK insurers. Get started today to safeguard your investment.
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