Painter and Decorator
Public Liability insurance
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Insurance for Painters and Decorators
Painters and decorators work in finished rooms and busy workplaces, often around customers, furniture and flooring. Painters and Decorators Insurance helps protect your business if something goes wrong, from paint spills and ladder accidents to damage to a client’s property or theft of your tools.
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What is Painter and Decorator Insurance?
Painters and Decorators Insurance is a package of covers for people and firms carrying out decorating work in homes or commercial premises. Public liability is usually at the core, with options such as tools and equipment cover and employers liability. It is designed to help with compensation claims, stolen kit and other financial losses after an insured event.
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Painter and Decorator Insurance?
Business Compare works with trusted UK insurers who understand decorating work, from small domestic jobs to larger commercial projects. Enter your details once to see quotes from several providers, then adjust limits and extras so the policy fits the way you work and who you employ.
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Online quote form built for trade businesses
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Options for sole traders, partnerships and limited companies
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UK based support if you want help choosing your cover
options for Painters and Decorators
01
Contract work insurance
Helps protect decorating work in progress and materials on site if they are damaged by an insured event before completion.
03
Goods in transit insurance
Helps cover paints, ladders and other kit against loss, theft or damage while they are being transported between jobs.
02
Professional indemnity insurance
Helps with legal costs and claims if a client says your colour advice, specification or surface preparation has caused them a financial loss.
04
Legal expenses insurance
Can help with certain legal costs, for example contract or employment disputes, up to the policy limits.
Type of work
Exterior work, work at height and jobs on high value properties usually cost more than simple interior repainting.
Property and turnover
Working in larger or higher value premises and having higher annual turnover increases the level of risk insurers price for.
Staff and claims history
More employees and a recent run of claims can push premiums up, while a smaller, well managed team and clean record may help keep costs down.
Tools, materials and storage
The value of your kit and materials, and how securely you store them in vans, lockups or on site, can affect the cost of cover.
Painter and Decorator insurance?
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