Carpenter’s Public
Liability insurance
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Insurance for Carpenters
Carpenters work with sharp tools, heavy boards and fitted furniture in homes and workplaces. Carpenters Insurance helps protect your business if something goes wrong, from damage to a client’s property to injury caused by your work or theft of essential tools.
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What is Carpenter’s Insurance?
Carpenters Insurance is a package of covers for joiners and carpenters working on domestic or commercial projects. Public liability sits at the centre, with options such as tools and equipment cover and employers liability. It is designed to help with compensation claims, stolen kit and other losses after an insured event.
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Carpenter’s Insurance?
Business Compare works with UK insurers who understand trade work like carpentry and joinery. Enter your details once to see quotes from several providers, then adjust limits and extras to match the type of jobs you take on and whether you work alone or with a team.
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options for Carpenter’s
01
Contract work insurance
Helps protect work in progress and materials if they are damaged by an insured event before completion.
03
Goods in transit insurance
Helps cover tools and materials against loss, theft or damage while they are being transported between jobs.
02
Professional indemnity insurance
Helps with legal costs and claims if a client alleges faulty workmanship, design or advice has caused them a financial loss.
04
Legal expenses insurance
Can help with certain legal costs, for example contract or employment disputes, up to the policy limits.
Type of carpentry work
First fix, structural work and shopfitting usually cost more than light repairs, snagging or small domestic jobs.
Project size and turnover
Larger contracts, higher annual turnover and more jobs increase the potential size and number of claims insurers price for.
Experience and claims history
A recent run of claims can push premiums up, while years of trading, qualifications and a clean record may help keep costs down.
Tools, materials and storage
The value of your tools and materials, and whether they are stored securely in vans, lockups or on site, can affect the cost of cover.
Carpenter’s Insurance?
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