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🌱 Gardening Contractor’s insurance

Insurance for
Gardening Contractors

Gardening contractors work in gardens, grounds and outdoor spaces, often with powered tools, mowers and machinery. Gardening Contractors Insurance helps protect your business if something goes wrong, from damage to plants, fences or property to injury linked to your work or theft of key equipment.

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What is Gardening
Contractor’s Insurance?

Gardening Contractors Insurance is a package of covers for people and firms providing gardening or landscaping services. Public liability is usually at the core, with options such as tools and equipment cover and employers liability. It is designed to help with compensation claims, stolen kit and other losses after an insured event.

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Why Choose Business
Compare for your Gardening Contractor’s Insurance?

Business Compare works with UK insurers who understand gardening and landscaping work. Enter your details once to see quotes from several providers, then adjust limits and extras to match the types of jobs you do and whether you work alone or manage a team.

Our Benefits Include:
  • tick Online quote form set up for trade and service businesses
  • tick Quotes from multiple UK business insurers
  • tick Options for sole traders, partnerships and limited companies
  • tick UK based support if you want help choosing your cover
Additional Coverage

options for
Gardening Contractors

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01

Contract work insurance

Helps protect gardening or landscaping work in progress and materials on site if they are damaged by an insured event before completion.

03

Goods in transit insurance

Helps cover tools, machinery and supplies against loss, theft or damage while they are being moved between sites.

02

Professional indemnity insurance

Helps with legal costs and claims if a client says your plans, advice or service have caused them a financial loss.

04

Legal expenses insurance

Covers legal fees related to disputes with customers or employees.

What affects your premium?
Several things can change what you pay for Gardening Contractors Insurance.
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Type of work

Heavy landscaping, tree work and machinery use usually cost more than light gardening or basic maintenance jobs.

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Turnover and staff

Higher annual income, more jobs and having employees can all increase the level of risk insurers price for.

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Claims history

A recent pattern of claims or incidents can push premiums up, while a clean record may help keep them lower.

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Tools, machinery and security

The value of your kit and how securely you store it, on site or overnight, can affect the cost of cover.

Why Do You Need Gardening
Contractor’s insurance?
Gardening and landscaping often involve powered tools, moving vehicles and work on customer property, so there is always a chance of damage or injury. A broken window, cut cable or injured passerby can quickly lead to a claim. Public liability insurance can help with compensation claims, tools and equipment cover can help you replace stolen or damaged kit, and employers liability is important if you have staff, helping you meet your legal duties and deal with employee claims.
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Protect your gardening business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers so you can choose cover that fits the way you work.

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