Property Maintenance
Public Liability insurance
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Insurance for Property Maintenance
Property maintenance work can involve repairs, inspections and small projects in homes, blocks and commercial buildings, where a slip, leak or mistake can quickly cause damage or injury. Property Maintenance Insurance helps protect your business if something goes wrong, from claims over damaged fixtures to theft or loss of key tools.
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What is Property Maintenance Insurance?
Property Maintenance Insurance is a package of covers for people and firms looking after or repairing buildings and grounds. Public liability is usually at the core, with options such as tools and equipment cover and employers liability. It is designed to help with compensation claims, stolen kit and other financial losses after an insured event.
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Property Maintenance Insurance?
Business Compare works with UK insurers who understand property maintenance and repair work. Enter your details once to see quotes from several providers, then adjust limits and extras so the policy reflects the types of buildings you look after and whether you work alone or manage a team.
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Quotes from multiple UK business insurers
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Options for sole traders, partnerships and limited companies
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UK based support if you want help choosing your cover
options for Property Maintenance Contractors
01
Contract work insurance
Helps protect maintenance and small project work in progress, plus materials on site, if they are damaged by an insured event before completion.
03
Goods in transit insurance
Helps cover tools, parts and materials against loss, theft or damage while they are being moved between suppliers, storage and properties.
02
Professional indemnity insurance
Helps with legal costs and claims if a client says your advice, report or specification has caused them a financial loss.
04
Legal expenses insurance
Can help with certain legal costs, for example contract or employment disputes, up to the policy limits.
Type of work and services
Jobs that involve higher risk tasks, such as roof access, structural repairs or gas and electrical work, usually cost more than basic checks and light repairs.
Premises and turnover
Working in larger or higher value buildings and reporting higher yearly turnover both increase the level and volume of risk insurers price for.
Experience and claim history
A short trading history or recent claims can push premiums up, while years of experience and a clean record may help keep costs down.
Tools, stock and storage
The value of your tools, ladders, access gear and spares, and how securely you store them in vans, lockups or on site, can affect the cost of cover.
Property Maintenance Insurance?
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Protect your property maintenance business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers, ensuring that your business is fully covered.
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