Electrician’s Public
Liability insurance
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Insurance for Electricians
Electricians work with live circuits, testing gear and fixtures in homes, offices and industrial sites. Electricians Insurance helps protect your business if something goes wrong, from damage to a client’s property to injury linked to your work or theft of key tools.
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What is Electrician’s Insurance?
Electricians Insurance is a package of covers for people and firms carrying out electrical work. Public liability is usually at the core, with options such as tools and equipment cover and employers liability. It is designed to help with compensation claims, stolen kit and other financial losses after an insured event.
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Electrician’s Insurance?
Business Compare works with UK insurers who understand electrical contracting. Enter your details once to see quotes from several providers, then adjust limits and extras to match the type of work you do, from domestic installs to commercial and light industrial jobs.
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options for Electrician
01
Contract work insurance
Helps protect ongoing installation work and materials on site if they are damaged by an insured event before completion.
03
Goods in transit insurance
Helps cover tools, testing gear and materials against loss, theft or damage while they are being moved between jobs.
02
Professional indemnity insurance
Helps with legal costs and claims if a client alleges your design, specification or advice has caused them a financial loss.
04
Legal expenses insurance
Can help with certain legal costs, for example contract or employment disputes, up to the policy limits.
Type of electrical work
Work such as full rewires, testing at height or commercial and industrial jobs usually costs more than simple domestic repairs and small call outs.
Turnover and staff
Higher annual income, larger contracts and having employees can all increase the level of risk insurers price for.
Claims and experience
A recent pattern of claims can push premiums up, while a solid track record, qualifications and years of trading may help keep costs lower.
Tools, vehicles and security
The value of your tools, test gear and vans, and how securely you store them, can make a difference to the cost of cover.
Electrician’s insurance?
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Protect your electrical business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers so you can choose cover that fits the way you work.
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