Locksmiths Public
Liability Insurance
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Insurance for Locksmiths
Locksmiths work in homes, shops and offices, often in emergencies and outside normal hours. You handle doors, locks and security hardware where damage or mistakes can be costly. Locksmiths Insurance helps with claims, repairs and tool losses so you can keep trading.
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What is Locksmiths Insurance?
Locksmiths Insurance is a policy built around the risks of gaining entry, changing locks and fitting new security hardware. Public liability usually sits at the core, with options such as tools and equipment cover and employer’s liability if you have staff. Together they can help with compensation claims, stolen kit and other costs after an insured event.
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Why Choose Business
Compare for your
Locksmiths Insurance?
At Business Compare, we work with UK business insurers who understand trades like locksmiths and security work. With one short form or call you can compare quotes, adjust limits and key extras to fit how you work, and talk to a UK based agent if you want help.
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Online quote form for locksmiths and security trades -
Quotes from multiple UK business insurers
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Options for sole traders, partnerships and limited companies
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Freedom to adjust limits and key extras
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UK based support if you want to talk it through
Locksmiths
01
Contract Works Insurance
Can help if a larger security or access project is damaged before it is finished or handed over.
03
Professional Indemnity Insurance
Can help with claims that your advice, lock choice or security set-up caused a client financial loss.
02
Goods in Transit Insurance
Can cover your key cutting kit, lock stock and other tools while you travel between jobs.
04
Legal expenses insurance
Can assist with legal costs for disputes with customers, staff or suppliers.
Insurance Premium?
Type of locksmith work
Insurers look at whether you focus on simple lock changes, emergency gain-entry jobs, uPVC and window work or higher risk security upgrades.
Where and when you work
Working in busy public sites, on larger commercial jobs or mainly out of hours is usually rated higher than low risk daytime domestic work.
Staff, turnover and claims history
Your annual turnover, number of staff and any past claims all feed into how much you pay for cover.
Limits and extra covers chosen
Higher public liability limits and add ons such as tools, contract works or professional indemnity will normally increase the premium.
Locksmiths Insurance?
Locksmiths are trusted with access to homes, shops and offices, often when people are locked out or after a break-in. A slipped tool could scratch doors or frames, a faulty fit could weaken security, or a customer could trip over your kit. Public liability insurance helps with compensation and legal costs, while tools cover helps you get back to work if your gear is stolen or damaged. Employer’s liability is also important if you have staff helping on site.
Get a Locksmiths Insurance Quote
Protect your locksmith business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers, ensuring that your business is fully covered.
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