Carpet Fitting Contractors
Public Liability Insurance
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Insurance for Carpet Fitting
Contractors
Carpet fitters spend their days lifting old flooring, cutting rolls to size and working around furniture in homes, shops and offices. Carpet Fitting Contractors Insurance helps if something goes wrong, from ripped fixtures and scratched doors to trip injuries or stolen tools, so you are not left covering every cost yourself.
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What is Carpet Fitting Contractors Insurance?
Carpet Fitting Contractors Insurance is a set of covers for people and firms that fit carpets and other floor coverings. Public liability usually sits at the centre, with options such as tools and equipment cover and employers liability. It is there to help with compensation claims, loss of kit and other costs after an insured event.
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Carpet Fitting Contractors Insurance?
Business Compare works with UK insurers who understand trades like carpet fitting and flooring. You enter your details once, see quotes from several providers, then adjust limits and extras to match the size of your business, the types of premises you work in and whether you employ staff or use subcontractors.
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Carpet Fitting Contractors
01
Contract Works Insurance
Helps protect fitting work in progress and floor materials on site if they are damaged by an insured event before the job is signed off.
03
Personal Accident Insurance
Can pay a benefit if you or a key worker are injured in an accident and cannot work for a period of time.
02
Goods in Transit Insurance
Helps cover rolls of carpet, underlay and tools if they are lost, stolen or damaged while you move them between suppliers, storage and jobs.
04
Legal expenses insurance
Can help with certain legal costs, for example contract or debt disputes with customers or subcontractors, up to the policy limits.
Insurance premium?
Type of jobs and premises
Larger commercial contracts, high-footfall areas and work in busy public spaces are usually seen as higher risk than small domestic rooms and one-off home jobs.
Cover limits and add ons
Higher public liability limits and extra covers, such as contract works or business interruption, will normally increase what you pay.
Tools, vehicles and security
Insurers look at the value of your tools and how they are stored, for example in a van overnight or a locked unit, when pricing your policy.
Staff, turnover and claims
The number of people you use, your annual turnover and any recent claims all feed into how your premium is calculated.
Contractors Insurance?
Carpet fitting means working in finished rooms around customers and stock. A loose gripper, raised edge or stray tool can cause a trip or cut, and moving furniture can scratch doors or displays. Public liability can help with compensation claims, tools and equipment cover can help you replace stolen or damaged kit, and employers liability matters if you have staff, helping you handle injury claims.
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Protect your carpet fitting business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers, allowing you to choose the best cover for your business.
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