Commercial Business
Public Liability Insurance

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🏠  Home  >   👷  Type  >  🤝  >  Commercial Business Insurance

Insurance for Commercial

Businesses

Commercial businesses deal with staff, customers, premises and equipment every day. Commercial Business Insurance helps protect you if something goes wrong, from a customer injury on site to damage to your building, contents or stock, so one incident does not put a major dent in your finances.

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What is Commercial Business Insurance?

Commercial Business Insurance is a package of covers for offices, warehouses, shops and other trading premises. Public liability usually sits at the core, with options such as employers liability, buildings and contents, and business interruption. It is set up to help with compensation claims, repairs and other costs after an insured event, so you can keep the business running.

0333 202 6244
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Why Choose Business
Compare for your Commercial Business Insurance?

Business Compare works with a panel of UK insurers who understand commercial risks, from single sites to multi location firms. You enter your details once, compare quotes from several providers, then adjust limits and add ons to match your premises, trade and headcount.

0333 202 6244
Our Benefits Include:
  • tick Online quote form set up for commercial and office based businesses
  • tick Quotes from multiple UK business insurers
  • tick Options for sole traders, partnerships and limited companies
  • tick UK based support if you want help choosing your cover
Additional Coverage options

for Commercial Businesses

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01

Contents and equipment cover

Helps protect office furniture, computers, stock and other contents against theft, fire and other insured events.

03

Goods in Transit Insurance

Helps cover goods while they are being moved between sites or delivered to customers.

02

Glass and signage cover

Helps with the cost of replacing shopfront glass, doors or signs if they are broken or vandalised.

04

Legal expenses insurance

Can help with certain legal costs, for example contract, property or employment disputes, up to the policy limits.

What affects your Commercial Business
Insurance premium?
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Type of business and sector

Office based firms are usually seen as lower risk than businesses with high footfall, heavy equipment or on site work.

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Premises and location

Size, construction, security and local crime or flood history all feed into how insurers rate your building.

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Staff, turnover and visitors

The number of employees, your annual turnover and how many customers or visitors you see affect both risk and price.

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Cover limits and claims history

Higher limits, wider cover and a history of claims usually mean higher premiums than lower limits and a clean record.

Why Do You Need
Commercial Business Insurance?
Even well run commercial businesses can face a slip on a wet floor, a fire in a unit, a break in, or a claim from a member of staff. Public liability insurance can help with compensation claims from customers or visitors, property and contents cover can help repair damage to your premises and replace key items, and employers liability is vital if you have staff, helping you meet your legal duties and deal with employee claims.
0333 202 6244

Get a Free Commercial
Business Insurance Quote  star

Protect your commercial business today by filling in our quick and easy online form. We’ll provide you with competitive quotes from top UK insurers, allowing you to choose the best cover for your business.

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