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Insurance for Couriers and Delivery Drivers
Couriers and delivery drivers spend all day on the road, handling parcels, tight drop windows and busy driveways. Couriers and Delivery Drivers Insurance helps if something goes wrong, from a crash or damaged parcel to injury to a member of the public, so you are not left carrying all of the cost yourself.
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What is Couriers and Delivery Drivers Insurance?
Couriers and Delivery Drivers Insurance is a package of covers for people and firms delivering goods for hire or reward. It usually combines road risks and goods in transit cover with options such as public liability and employers liability. The aim is to help with claims for injury, damage or lost parcels after an insured event.
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Couriers and Delivery Drivers Insurance?
Business Compare works with UK insurers who understand courier and delivery work, from single drivers to small fleets. Share your details once, compare quotes in one place, then set limits and extras to match the vehicles you run, the loads you carry and whether you use employed drivers or subcontractors.
Couriers and Delivery Drivers
01
Fleet Insurance
Helps you cover several vans or cars under one policy if you run a team of drivers instead of a single vehicle.
03
Personal Accident Insurance
Can pay a benefit if you or a key driver are injured in an accident and cannot work for a time.
02
Breakdown Cover
Can include roadside help and recovery if a vehicle fails on route, helping you keep deliveries moving.
04
Legal Expenses Insurance
Can help with certain legal costs, for example road traffic or contract disputes, up to the policy limits.
Loads and type of work
High value, fragile or time critical loads, or work for certain platforms, can be priced differently to standard parcel drops.
Mileage and delivery areas
Higher annual mileage and work in busy city centres or higher risk postcodes usually push premiums up.
Vehicles and security
The size, value and security of your vans, plus where they are kept overnight, all feed into how much you pay.
Drivers and claims record
Age, experience, conviction history and any past claims for you and your drivers can move premiums up or down at renewal.
On a busy round, one crash, dropped parcel or blocked driveway can lead to repair bills, claims or lost income. Couriers and Delivery Drivers Insurance can help with claims if you injure someone or damage their property, with losses if goods in your care are stolen or broken, and with keeping vehicles and drivers working after an insured event. Many clients also expect proof of cover before they will give you regular routes.
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Protect your courier or delivery business today by filling in our quick and easy online form. We’ll provide you with competitive quotes from top UK insurers, ensuring your business and deliveries are fully protected.
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