Flooring Contractors
Public Liability Insurance
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🏠 Home > 👷 Trade > 🔨️ Flooring Contractors Insurance
Insurance for Flooring
Contractors
Flooring contractors cut, lift and lay materials in finished rooms, often around customers’ furniture, fixtures and stock. Flooring Contractors Insurance helps protect your business if something goes wrong, from damage to a client’s floor or fittings to injury caused by tools, adhesives or trip hazards, as well as theft of key kit.
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What is Flooring Contractors Insurance?
Flooring Contractors Insurance is a package of covers for people and firms who install, repair or maintain floors. Public liability usually sits at the centre, with options such as tools and equipment cover, employers liability and business interruption. It is set up to help with compensation claims, stolen kit and other losses after an insured event.
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Why Choose Business
Compare for your
Flooring Contractors Insurance?
Business Compare works with UK insurers who understand flooring work in homes, offices, shops and larger sites. Share your details once to see quotes from several providers, then set limits and add extras to match the types of floors you fit and whether you work alone or run a fitting team.
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for Flooring Contractors
01
Contract Works Insurance
Helps protect flooring work in progress and materials on site if they are damaged by an insured event before completion.
02
Professional Indemnity Insurance
Helps with legal costs and claims if a client says your advice, measurement or layout has caused them a financial loss.
03
Legal Expenses Insurance
Can help with certain legal costs, for example contract or employment disputes, up to the policy limits.
04
Goods in Transit Insurance
Helps cover tools and flooring materials while they are being moved between suppliers, storage and job sites.
Insurance premium?
Type of flooring work
High value finishes, large commercial jobs or work with subfloor repairs are usually rated differently to small domestic carpet or vinyl refits.
Where you work
Jobs in busy shops, offices and public spaces carry different risks to work in private homes, empty units or new build plots.
Materials, tools and storage
The value of your tools and stock, and how they are stored, for example in a van overnight or in a locked unit, can move premiums up or down.
Staff, turnover and claims
The number of people you employ, your annual turnover and any past claims all feed into how much you pay for cover.
Flooring work often means cutting, lifting and fitting in finished rooms, with blades, adhesives and loose boards that can damage surfaces or cause trips and slips. Flooring Contractors Insurance can help with compensation if you damage a customer’s property or someone is hurt, and with replacing stolen or damaged tools. If you have staff, employers liability is also key for meeting your legal duties and dealing with employee claims.
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Protect your flooring business today by filling in our quick and easy online form. We’ll provide you with competitive quotes from top UK insurers, ensuring that your business is fully covered.
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