Florists Public
Liability Insurance
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Insurance for
Florists
Florists handle fresh stock, glass vases, displays and deliveries in busy shops and customer homes. Florists Insurance helps protect your business if something goes wrong, from slips on wet floors or broken glass to damage to a bouquet or display, as well as theft of key stock or equipment.
0333 202 6244
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Expert UK team
What is Florists Insurance?
Florists Insurance is a package of covers for shops and florists who arrange, store and deliver flowers. Public liability usually sits at the centre, with options such as stock cover, contents insurance and employers liability. It is set up to help with compensation claims, damaged or spoiled stock and other losses after an insured event.
0333 202 6244
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Why Choose Business
Compare for your
Florists Insurance?
Business Compare works with UK insurers who understand retail and florist risks. Share a few details once to see quotes from several providers, then set limits and add extras to match the size of your shop, the value of your stock and whether you run one branch or more than one site.
0333 202 6244-
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for Florists
01
Contents Insurance
Helps protect your shop fittings, fridges, counters and other equipment if they are stolen or damaged.
03
Glass Insurance
Helps with the cost of replacing broken shopfront glass or glass display units after an insured event.
02
Legal Expenses Insurance
Can help with certain legal costs, for example disputes with customers, suppliers or staff, up to the policy limits.
04
Goods in Transit Insurance
Helps cover flower arrangements and related stock while they are being delivered or moved between locations.
Type and size of business
A small florist kiosk, busy high street shop or florist with multiple branches will each be rated differently based on activity and turnover.
Stock levels and storage
The value of flowers, plants and gifts you hold, and where they are kept, for example in fridges, back rooms or on open display, can move premiums up or down.
Premises and security
Location, type of building, alarm systems, shutters and how easy it is to access the shop all affect how insurers view the risk.
Staff and claims history
The number of people you employ, your wage roll and any past claims or incidents are key factors in how much you pay for cover.
Florists Insurance?
Get a Florists Insurance Quote
Protect your florist business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers, ensuring your business is fully covered.
0333 202 6244
