Groundworkers Public
Liability Insurance
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Insurance for Groundworkers
Groundworkers spend their days on excavation, foundations and drainage, often using heavy plant around buried services and other trades. Groundworkers Insurance helps protect your business if something goes wrong, from damaged utilities and neighbouring property to injury claims or stolen tools and machinery.
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Expert UK team
What is Groundworkers Insurance?
Groundworkers Insurance is a package of covers for contractors working on groundworks and early stage construction. Public liability usually sits at the core, with options such as tools and equipment cover, hired-in plant, employers liability and business interruption. It can help with compensation claims, stolen kit and other losses after an insured event.
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Why Choose Business
Compare for your
Groundworkers Insurance?
Business Compare works with UK insurers who understand groundwork risks, from small digging jobs to larger civils and site prep. You enter your details once to see quotes from several providers, then set limits and extras around the depth you work to, the sites you take on and whether you use your own or hired-in plant.
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Online quote form set up for trade businesses -
Quotes from multiple UK business insurers
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Options for sole traders, partnerships and limited companies
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UK based support if you want help choosing your cover
for Groundworkers
01
Contract Works Insurance
Helps protect groundwork in progress and materials on site if they are damaged by an insured event before completion.
03
Legal Expenses Insurance
Can help with certain legal costs, for example contract or employment disputes, up to the policy limits.
02
Professional Indemnity Insurance
Can help with legal costs and claims if a client says your plans, levels or advice have caused them a financial loss.
04
Goods in Transit Insurance
Helps cover tools, plant and smaller materials while they are being moved between your yard, suppliers and sites.
Insurance premium?
Type and depth of work
Deep excavations, piling or work near utilities are usually rated higher risk than shallow footings and light site prep.
Sites and surroundings
Jobs on busy construction sites, public areas or near existing buildings can be priced differently to work on open land.
Plant, tools and security
The value of your plant and tools, and how they are stored, for example on site, in a van or in a secure yard, can move premiums up or down.
Staff, turnover and claims
The size of your team, your annual turnover and any past claims are key rating factors most insurers use when setting price.
Insurance?
Groundworks often take place on busy sites, around buried services, heavy plant and nearby buildings, so mistakes can be expensive. A collapsed trench, damaged pipe or struck cable can lead to injury or property damage in seconds. Groundworkers Insurance can help with compensation claims, tools and equipment cover can help you replace stolen or damaged kit, and employers liability is important if you have staff, helping you deal with employee injury claims and meet your legal duties.
Get a Groundworkers
Insurance Quote
Protect your groundwork business today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers, ensuring that your business is fully covered.
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