Hair & Beauty Public
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Insurance for Hair & Beauty Salons
Hair and beauty salons work face to face with clients, using heated tools, chemicals and electrical equipment in busy spaces. Hair & Beauty Insurance helps protect your business if something goes wrong, from an allergic reaction or slip in the salon to damage to your kit or treatment room.
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Expert UK team
What is Hair & Beauty Insurance?
Hair & Beauty Insurance is a package of covers for salons and mobile stylists who provide hair, nail and beauty treatments. Public liability and treatment liability usually sit at the core, with options such as employer’s liability, contents and business interruption. It is designed to help with compensation claims, damaged stock or equipment and other losses after an insured event.
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Why Choose Business
Compare for your
Hair & Beauty Insurance?
Business Compare works with UK insurers who understand hair and beauty businesses, from small salons to chains and mobile therapists. You share your details once to see quotes from several providers, then adjust limits and extras to match the treatments you offer, how your salon is set up and whether you work alone or employ a team.
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Online quote form set up for salons and personal care businesses -
Quotes from multiple UK business insurers
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Options for self employed stylists, partnerships and limited companies
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UK based support if you want help choosing your cover
for Hair & Beauty Salons
01
Treatment liability insurance
Helps with legal costs and compensation if a client has an adverse reaction or injury linked to a treatment or product you use.
03
Stock cover
Can cover products such as colour, shampoo, retail items and beauty supplies against theft, fire or other insured events.
02
Contents insurance
Covers the cost of replacing broken windows or glass display units.
04
Legal expenses insurance
Can help with certain legal costs, for example disputes with staff, landlords or suppliers, up to the policy limits.
Types of treatments
Services such as cutting and styling, colour work, beauty treatments or advanced skin work can all be priced differently by insurers.
Premises and location
Whether you work from a high street salon, shared space or home based setup, and where it is located, can change how insurers view the risk.
Staff, turnover and opening hours
The number of people you employ, your annual turnover and how many hours you trade each week all feed into the cost of cover.
Claims history and safeguards
Any past claims, plus how you manage patch tests, treatment records and health and safety, can move premiums up or down.
Hair and beauty work involves close contact with clients, chemical products, sharp tools and hot equipment in a busy setting. A reaction to hair dye, a slip on a wet floor or a burn from a styling tool can all lead to claims. Public liability and treatment liability can help with compensation and legal costs, contents and stock cover can help you replace damaged or stolen kit, and employer’s liability is vital if you have staff, helping you meet your legal duties and deal with employee claims.
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Insurance Quote
Protect your hair and beauty salon today by filling in our quick online form. We’ll provide you with competitive quotes from top UK insurers, ensuring that your business is fully covered.
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