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🏠 Home > 👷 Trade > 🚛️ Haulage Insurance
Insurance for Haulage Businesses
Haulage firms spend long hours on the road moving high value loads in heavy vehicles. Haulage Insurance helps protect your business if something goes wrong, from a collision that damages another vehicle or property to theft of a loaded truck, so you can keep contracts running.
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What is Haulage Insurance?
Haulage Insurance is a package of covers for businesses that move goods for reward over set routes or longer distances. Motor cover for your trucks, goods in transit and public liability usually sit at the core, with options such as employer’s liability and breakdown cover. It is designed to help with claims, damaged cargo and other costs after an insured event.
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Why Choose Business
Compare for your
Haulage Insurance?
Business Compare works with UK insurers who understand haulage work, from single artics to mixed fleets. Share your details once to see quotes from several providers, then adjust limits and extras around the loads you carry, the areas you cover and whether you run as an owner driver or manage a team.
for Haulage Businesses
01
Fleet Insurance
Helps you place several haulage vehicles on one policy, so you can add or remove trucks as work levels change.
03
Breakdown cover
Can help with roadside assistance and recovery costs if a lorry breaks down on route, subject to policy terms.
02
Goods in transit insurance
Can cover the loads you carry against loss, theft or damage while they are in your vehicle or being moved on and off.
04
Legal Expenses Insurance
Helps with certain legal costs, for example contract or recovery disputes, up to the limits set out in the policy.
Vehicles and values
The type, age and value of your trucks, from rigids to artics, all influence how much you pay for cover.
Loads and contracts
What you carry, how fragile or high value it is, and any higher risk loads you move can change how insurers rate the risk.
Routes, mileage and drivers
Your annual mileage, areas you cover, use of night runs and the age, claims history and licence mix of your drivers all feed into pricing.
Security and claims history
How and where vehicles are parked, any tracking or security in place, and your past claims record can move premiums up or down.
Haulage work means long hours on busy roads in heavy vehicles, carrying goods that clients rely on. A collision, load shift or theft from a parked unit can all lead to costly claims. Public liability can help with third party injury or damage, vehicle cover helps you repair or replace trucks after an insured event, goods in transit can help with damaged or stolen loads, and employer’s liability is key if you have staff, helping you meet your legal duties and deal with driver claims.
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Insurance Quote
Protect your haulage business today by filling in our quick and easy online form. We’ll provide you with competitive quotes from top UK insurers, ensuring that your business is fully covered.
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