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Landlord insurance for
rental properties
Renting out a property comes with risks you often only see when something goes wrong, a burst pipe, a kitchen fire, or a tenant accident. Landlord insurance can help with the cost of damage to the building, claims made against you as the property owner, and other costs that can follow an insured event. You can choose cover based on the property type and how you let it.
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Expert UK team
What is landlord insurance?
Landlord insurance is a package of covers built for people who rent out property. It often starts with buildings cover, then you can add landlord contents for furnished lets, property owners liability, and loss of rent if the property cannot be lived in after an insured event. Some policies may also offer legal expenses or rent guarantee style cover, depending on the insurer and tenant type.
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Why Choose Business
Compare for your
landlord insurance?
We compare quotes from a panel of UK insurers, so you can review options in one place. You can adjust limits and choose add-ons based on your property, whether it is furnished, and how it is let. If you want help, our UK team can explain the differences and the trade-offs.
options for landlords
01
Legal expenses cover
Can help with certain legal costs linked to tenancy disputes, depending on the policy.
02
Rent guarantee cover
May help if rent is not paid, subject to checks, limits, and exclusions.
03
Home emergency cover
Can help with urgent repairs like boiler or plumbing failures, depending on the cover you choose.
Property and rebuild value
Construction, age, rebuild cost, and whether the property is furnished.
Location and security
Postcode, flood or theft risk, locks, alarms, and long unoccupied periods.
Tenant type and let setup
Single let, HMO, students, DSS, or short-term lets.
Cover choices and claims
Limits, excess, add-ons, and previous claims.
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